Direct-indexing platform with automated tax-loss harvesting

A wealthtech platform that replicates an index by owning its component stocks in the same proportions, then continuously monitors positions to realize tax losses while preserving index-like exposure.

Index funds aggregate ownership, preventing investors from harvesting individual stock losses; manual harvesting is complex and inefficient.

Taxable investors with large portfolios or capital gains (e.g., startup exit recipients), financial advisors, high-net-worth individuals.

Provide an account that holds individual index components, algorithmically identifies loss-harvest opportunities, and executes swaps to maintain exposure while realizing losses.